We believe having a team of seasoned advisors to guide, protect, develop and pass on your wealth between generations is key.
A holistic approach

A holistic approach

Our Wealth and Investment Solutions teams work closely together to deliver a unique and integrated experience that stays true to our tradition of excellence in wealth management.

Wealth planning

Using a systematic approach to tax, legal and structuring needs, presenting the best options for wealth structuring, estate planning, business succession and sale, relocation as well as international tax and legal services.

Through our Wealth Planning services we systematically assess your situation, review your needs and concerns, and propose innovative solutions to manage your wealth. Together, we devise a plan that not only meets your immediate and medium-term objectives, but those of future generations of your family.

 

Tax & Legal

Tax and legal issues are becoming increasingly complex, so we monitor international legislation such as double taxation treaties and international private law to stay ahead of changes and provide you with the best possible planning.

Wealth structuring

After thoroughly analysing your situation, where we conclude that existing legal arrangements are inadequate to your needs, we restructure your wealth. We are experts in handling trusts, foundations, life assurance, investment funds and corporations.

Estate planning

Our long experience in advising clients on estate planning, combined with our 200+-year history as a family-owned bank, has given us tremendous insight into how to successfully transfer a business, money or any other type of assets to your heirs.

Business succession and sale

We can help you through the entire process of business succession and sale and work with you to determine the most appropriate solution for your needs.

Relocation

Our experts are here to discuss and analyse the impact of relocation, including potential legal- and tax-related inconveniences and obstacles that may arise from moving abroad.

Financial product taxation

We identify the local tax constraints in helping you select the most tax-efficient financial products.

Family advisory

Partnering with you and your family to organise your wealth, define goals and build your own governance systems.

We help families build their own governance model. This enables you to design decision-making processes, define roles and responsibilities, and anchor the principles that guide your family, wealth, business and ownership interests.

We have designed the service for multi-generational families whose members own assets in common and want to protect them in a way that preserves and nurtures family relationships.

 

Family constitution

The Family Constitution, or Family Charter, is the centerpiece of the family governance system. It encapsulates the family DNA (family history, values, mission) and defines the guidelines and parameters to help the family make decisions about the use and investment of its wealth, all the while preserving family relationships.

 

Private funds

Consolidating wealth in regulated private fund structures that provide economies of scale and strong portfolio protection.

A private fund is a regulated structure aiming to consolidate an individual’s or family’s assets and that invests in one or more discretionary strategies. They are generally aimed at wealthy families, family offices, foundations or trusts willing to consolidate their assets in a single place.

Our private funds services include custody, trading, fund administration and governance.

Credit

Providing flexible lending solutions for new endeavours. Secured loans are available if you are an existing client.

We provide Lombard loans to clients whose assets are managed by Pictet or are held in custody by the bank. Lombard loans are secured against your existing assets. The loan-to-value granted by Pictet will depend on the type of underlying assets in your portfolio.

We offer a wide range of credit options, tailored to your specific requirements (maturity, currency, credit type and interest rate). We can also connect you with well-regarded external providers if you have specialist financing needs, such as for art, jets or yachts, or real estate.

Philanthropy Services

Helping you achieve your philanthropic ambitions through a proven, tailor-made advisory approach to identifying values-driven opportunities for engagement.

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